Jeffersonville Chapter 7 and Chapter 13 Bankruptcy Lawyer
Gabhart Law Offices, PC — An Experienced and Knowledgeable Law Firm
If you are overwhelmed with bills and unable to keep up with your payments, bankruptcy may be your best alternative. Before making a decision, it is a smart idea to speak with a lawyer about your legal options.
At Gabhart Law Offices, PC, we will take time to listen to your situation and advise you on the best way to proceed. Our law firm helps individuals get debt relief through bankruptcy in Jeffersonville, Indiana, and the surrounding area. Our law firm was established more than 50 years ago and has gained a solid reputation with people throughout southern Indiana.
Sometimes bad things happen to good people. It is not your fault that you have fallen upon financial hardships. We always take a straightforward, no-nonsense approach to handling bankruptcy matters because we understand that your financial well-being is on the line.
Eliminating Debt With Our Jeffersonville Chapter 7 Bankruptcy Attorney
Chapter 7 is commonly known as straight bankruptcy, in which unsecured debts are eliminated and you get to start on a fresh financial foot. The biggest distinction between Chapter 7 and Chapter 13 is that in Chapter 7, you do not pay any debts back. As soon as you file for bankruptcy, you will start to see some of the many benefits, including:
- Creditor harassment stops
- Wage garnishments stop
- Your credit begins to rebuild
- The foreclosure process stops
Knowledgeable Clarksville Chapter 13 Bankruptcy Lawyer Helping You Get a Fresh Start
In Chapter 13 bankruptcy, a portion of your debt is paid to the bankruptcy trustee over three to five years. At the end of the payment plan, the remainder of your general unsecured debt is discharged. Many times, Chapter 13 is the best solution for individuals if they want to keep their home. During the repayment plan period, if you were behind on your payments, you can catch up on them. Paige Gabhart can help you determine whether chapter 7 or 13 is right for you.
Mr. Gabhart will guide you through the bankruptcy process. He will inform you of the Indiana exemptions which protect your assets and property and help to educate you about the advantages and benefits to bankruptcy. If you value personal service and advice from a forward-thinking attorney, Paige Gabhart can assist you.
Contact Gabhart Law Offices, PC
Please contact us to schedule a free 30-minute consultation either online or by calling 812-288-8211.